【人社政能量】个人养老金，养老全靠自己？跟金融产品没区别？来看，为你的“心动...
<section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; margin-top: 20px; margin-bottom: 20px;"><section class="_sub_active" style="max-width: 100%; box-sizing: border-box; list-style: revert; line-height: 1.8; padding-right: 10px; padding-left: 10px; text-align: center;"><section class="_editor" data-support="96编辑器" data-style-id="43227" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; text-align: start;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 50px; margin-right: auto; margin-bottom: -13px; margin-left: auto;"><br></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; background-color: rgb(255, 194, 35); padding-right: 20px; padding-left: 20px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; background-color: rgb(254, 24, 26); height: 5px;"></section></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; margin: 15px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;">2022年11月25日，人力资源社会保障部会同财政部、国家税务总局印发《关于公布个人养老金先行城市的通知》。个人养老金制度在36个先行城市（地区）启动实施，首月开户超1700万户。</span></p></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; background-color: rgb(255, 194, 35); padding-right: 20px; padding-left: 20px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; background-color: rgb(254, 24, 26); height: 5px;"></section></section></section></section><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 17px;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_png/MdUGXav450FTicf2Yl5uY334O2oTCia6PjLiazQNUxqNjoW0rPAF7t57rF2ice4Tp7MDI35hPdJHX3bJJdv0sgHRdQ/640?wx_fmt=png" data-type="png" width="182" height="182" style="display: inline-block; vertical-align: middle; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; height: 182px; font-size: 16px; width: 182px;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;">对于个人养老金</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;">你心动了吗？</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;">是不是也心存疑虑？</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;">这篇为你说清楚！</p><section class="_editor" data-support="96编辑器" data-style-id="43083" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; text-align: start;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; text-align: center; height: 43px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; display: inline-block; background-color: rgb(254, 254, 254);"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: flex; justify-content: center; align-items: center;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 30px;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/bL2iaicTYdZn6KPOMAfyC8V9VNtjTBq27gBNdMkmMWfzllmyyf3EkvYibicO6ZrakZkjk28v0CgstpXIAqib78hjicGw/640?wx_fmt=gif" data-width="100%" style="display: block; vertical-align: bottom; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 30px; height: auto !important;"></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 16px; color: rgb(239, 35, 20); letter-spacing: 2px; margin-right: 8px; margin-left: 8px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(255, 255, 255); font-size: 20px; text-align: justify; background-color: rgb(15, 76, 129);">个人养老金 ≠ 养老靠个人</strong></strong></p></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 30px; transform: rotateY(180deg);"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/bL2iaicTYdZn6KPOMAfyC8V9VNtjTBq27gBNdMkmMWfzllmyyf3EkvYibicO6ZrakZkjk28v0CgstpXIAqib78hjicGw/640?wx_fmt=gif" data-width="100%" style="display: block; vertical-align: bottom; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 30px; height: auto !important;"></section></section></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 1px solid rgb(239, 35, 20); border-radius: 10px; padding: 25px 15px 15px; margin-top: -20px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; color: rgb(239, 35, 20);"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 很多人望文生义，觉得个人养老金就意味着养老要靠自己了。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(203, 99, 24); font-size: 16px;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;"> 这个误会可大了！</strong></span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 个人养老金虽说自愿参加、缴费完全由个人承担，但它是一种<span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(0, 0, 0);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">补充养老保险制度</strong></span>，与我国现有的基本养老保险制度<span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(54, 52, 52);">并不冲突</span>。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 简单来说，参加个人养老金是<span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(25, 100, 165);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">在享受国家强制实施的基本养老保险待遇的基础上</strong></span>，<span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(203, 99, 24);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">增加的补充养老保障渠道</strong></span>，对参保人来说是<span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(203, 99, 24);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">多了一份养老收入</strong></span>。</span></p></section></section></section></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; margin-top: 10px; margin-bottom: 30px; line-height: 0;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; vertical-align: middle; display: inline-block; line-height: 0; width: 144px; height: auto;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_png/MdUGXav450FTicf2Yl5uY334O2oTCia6PjQmwdvCVeBtIJF8CRmJQ1ERia9sYUDOnazXXSOxSWYeOia4ZmFsTRjLfA/640?wx_fmt=png" data-type="png" width="193" height="193" style="display: inline-block; vertical-align: middle; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; height: 193px; width: 193px;"></section></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; text-align: left; justify-content: flex-start; display: flex; flex-flow: row nowrap; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: inline-block; vertical-align: middle; width: auto; flex: 100 100 0%; height: auto; align-self: center; margin-right: 10px;"><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 0.5em; margin-bottom: 0.5em;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; background-color: rgb(78, 132, 216); height: 1px;"><svg viewBox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: inline-block; vertical-align: top; width: auto; align-self: flex-start; flex: 0 0 auto; background-color: rgb(78, 132, 216); padding-top: 11px; padding-bottom: 11px; min-width: 5%; height: auto;"><section powered-by="xiumi.us" style="max-width: 100%; box-sizing: border-box; list-style: revert; justify-content: flex-start; display: flex; flex-flow: row nowrap;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: inline-block; width: 112.078px; vertical-align: top; align-self: flex-start; flex: 0 0 auto; border-left: 4px solid rgb(255, 255, 255); border-bottom-left-radius: 0px; padding-right: 9px; padding-left: 9px;"><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; text-align: justify; color: rgb(255, 255, 255);"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;"> 科普一下！</strong></p></section></section></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: inline-block; vertical-align: top; width: auto; min-width: 5%; flex: 0 0 auto; height: auto;"><section powered-by="xiumi.us" style="max-width: 100%; box-sizing: border-box; list-style: revert; transform: translate3d(-10px, 0px, 0px);"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: inline-block; width: 0px; height: 0px; vertical-align: top; overflow: hidden; border-style: solid; border-width: 6px; border-color: rgb(255, 255, 255) rgb(255, 255, 255) rgba(0, 0, 0, 0) rgba(0, 0, 0, 0);"><section powered-by="xiumi.us" style="max-width: 100%; box-sizing: border-box; list-style: revert; text-align: justify;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p></section></section></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 100 100 0%; height: auto;"><section powered-by="xiumi.us" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 0.5em; margin-bottom: 0.5em;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; background-color: rgb(78, 132, 216); height: 1px;"><svg viewBox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section></section></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; text-align: start; margin-top: 30px; margin-bottom: 30px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; line-height: 1.8; padding-right: 10px; padding-left: 10px; text-align: center;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;">我国养老保险体系主要有三大支柱</p><section class="_editor" data-support="96编辑器" data-style-id="43076" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 2px dotted rgb(239, 35, 20); border-radius: 5px; padding: 15px 15px 15px 25px; margin-left: 5px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; color: rgb(239, 35, 20);"><ul class=" list-paddingleft-2" style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; list-style-position: revert; list-style-image: revert; list-style-type: circle; max-width: 100%;"><li style="margin-left: 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); list-style: revert; box-sizing: border-box; max-width: 100%;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(91, 57, 30);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">第一支柱是基本养老保险</strong></span>，包括<strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">城镇职工基本养老保险</strong>和<strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">城乡居民基本养老保险</strong>，采取社会统筹与个人账户相结合的模式，立足于保基本，体现社会共济，制度体系已相对完备。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p></li><li style="margin-left: 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); list-style: revert; box-sizing: border-box; max-width: 100%;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(91, 57, 30);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">第二支柱是企业年金和职业年金</strong></span>，由用人单位及其职工建立，主要发挥补充作用，已经有良好发展基础。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p></li><li style="margin-left: 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); list-style: revert; box-sizing: border-box; max-width: 100%;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(91, 57, 30);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">第三支柱为个人储蓄性养老保险和商业养老保险</strong></span>。个人养老金就属于国家第三支柱的制度性安排，是第三支柱的重要组成部分。</span></p></li></ul><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p></section></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 41px; margin-top: -35px;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/bL2iaicTYdZn6KPOMAfyC8V9VNtjTBq27gsuhPInggzAzgMmbhjMdE6k6CeTib08Qs1YujwoMWUvBFkKtuEYOq3Uw/640?wx_fmt=gif" data-width="100%" style="display: block; vertical-align: bottom; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 41px; height: auto !important;"></section></section></section><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"> 根据规定，个人养老金的参加人应当是在中国境内参加城镇职工基本养老保险或者城乡居民基本养老保险的劳动者。</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"> 因此，参加个人养老金，<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(25, 100, 165);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">单位或个人该缴的基本养老保险还要继续缴纳，该享受的养老待遇还会享受，</strong></span><span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(54, 52, 52);">只是多了一个提高未来个人养老收入的渠道。</span></p></section></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; margin-top: 10px; margin-bottom: 10px; line-height: 0;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; vertical-align: middle; display: inline-block; line-height: 0; width: 252px; height: auto;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_png/MdUGXav450FTicf2Yl5uY334O2oTCia6Pjd8PQoW4splh8rl051CIgZeOs9PalNYEPTTCVgSfZXlZanz2cGff5Mw/640?wx_fmt=png" data-type="png" width="211" height="211" style="display: inline-block; vertical-align: middle; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; height: 211px; width: 211px;"></p></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; margin-top: 10px; margin-bottom: 10px; line-height: 0;"><section class="_editor" data-support="96编辑器" data-style-id="43083" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; height: 43px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; display: inline-block; background-color: rgb(254, 254, 254);"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: flex; justify-content: center; align-items: center;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 30px;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/bL2iaicTYdZn6KPOMAfyC8V9VNtjTBq27gBNdMkmMWfzllmyyf3EkvYibicO6ZrakZkjk28v0CgstpXIAqib78hjicGw/640?wx_fmt=gif" data-width="100%" style="display: block; vertical-align: bottom; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 23.7812px; height: auto !important;"></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 16px; color: rgb(239, 35, 20); letter-spacing: 2px; margin-right: 8px; margin-left: 8px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(255, 255, 255); font-size: 20px; text-align: justify; background-color: rgb(15, 76, 129);">个人养老金只能高收入群体购买？非也</strong></strong></p></section><section class="_sub_hover" style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 30px; transform: rotateY(180deg);"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/bL2iaicTYdZn6KPOMAfyC8V9VNtjTBq27gBNdMkmMWfzllmyyf3EkvYibicO6ZrakZkjk28v0CgstpXIAqib78hjicGw/640?wx_fmt=gif" data-width="100%" style="display: block; vertical-align: bottom; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 23.7812px; height: auto !important;"></section></section></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 1px solid rgb(239, 35, 20); border-radius: 10px; padding: 25px 15px 15px; margin-top: -20px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; color: rgb(239, 35, 20);"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;">民间认为分压岁钱给孩子，意味着当恶鬼妖魔或“年”去伤害孩子时，孩子可以用这些钱贿赂它们而化凶为吉。此外，还有一种名副其实的压岁钱，是由晚辈给老人的。</span></p></section></section></section></section><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; vertical-align: middle; display: inline-block; line-height: 0; width: 252px; height: auto;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p></section><section class="_editor" data-support="96编辑器" data-style-id="43076" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; text-align: start;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 2px dotted rgb(239, 35, 20); border-radius: 5px; padding: 15px 15px 15px 25px; margin-left: 5px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; color: rgb(239, 35, 20);"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;">只要参加了基本养老保险，无论是城镇职工养老保险还是城乡居民养老保险，都有资格购买个人养老金。</span></p></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 41px; margin-top: -35px;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/bL2iaicTYdZn6KPOMAfyC8V9VNtjTBq27gsuhPInggzAzgMmbhjMdE6k6CeTib08Qs1YujwoMWUvBFkKtuEYOq3Uw/640?wx_fmt=gif" data-width="100%" style="display: block; vertical-align: bottom; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 41px; height: auto !important;"></section></section></section><p style="margin-top: 10px; margin-bottom: 10px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 17px; line-height: 0;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_png/MdUGXav450FTicf2Yl5uY334O2oTCia6PjFIQly0EHa7mPVnybH7kFuDYgfGCwriapt4WvWH63kh6icic9Dia91Qp4QA/640?wx_fmt=png" data-type="png" width="171" height="171" style="display: inline-block; vertical-align: middle; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; height: 171px; width: 171px;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; text-align: start; margin-top: 20px; margin-bottom: 20px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; line-height: 1.8; padding-right: 10px; padding-left: 10px; text-align: center;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;">那么，是不是只有</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;">高收入群体、有闲钱的群体，</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;">才能参加个人养老金呢？</p><section class="_editor" data-support="96编辑器" data-style-id="43076" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 2px dotted rgb(239, 35, 20); border-radius: 5px; padding: 15px 15px 15px 25px; margin-left: 5px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; color: rgb(239, 35, 20);"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; background-color: rgba(62, 62, 62, 0.04); text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(25, 100, 165);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;"> 其实不然。</strong></span>目前，个人养老金参加人<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(0, 0, 0);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">每年缴费上限为12000元，没有缴费下限的规定，也没有缴费年限的规定</strong></span>。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; background-color: rgba(62, 62, 62, 0.04); text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 可以按月、分次或者按年度缴费，缴费额度按自然年度累计，次年重新计算。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; background-color: rgba(62, 62, 62, 0.04); text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 所以，存多少钱、怎么存、怎么投资，完全根据个人情况和意愿决定。今年存了，不一定明年要存；今年存得少，明年可以多存一点。<span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 19px; color: rgb(25, 100, 165);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">参加方式十分灵活，满足条件的个人都可以根据自身情况自由购买</strong></span>。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"></p></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 41px; margin-top: -35px;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/bL2iaicTYdZn6KPOMAfyC8V9VNtjTBq27gsuhPInggzAzgMmbhjMdE6k6CeTib08Qs1YujwoMWUvBFkKtuEYOq3Uw/640?wx_fmt=gif" data-width="100%" style="display: block; vertical-align: bottom; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 41px; height: auto !important;"></section></section></section><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_png/MdUGXav450FTicf2Yl5uY334O2oTCia6PjnwMicvjdk55DD8npHtWHVkhh0iafZGpljz6KHpZApkvfgNNGEm0W3wibw/640?wx_fmt=png" data-type="png" width="176" height="158" style="display: inline-block; vertical-align: middle; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; height: 158px; width: 176px;"></p><section class="_editor" data-support="96编辑器" data-style-id="43083" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; height: 43px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; display: inline-block; background-color: rgb(254, 254, 254);"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: flex; justify-content: center; align-items: center;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 30px;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/bL2iaicTYdZn6KPOMAfyC8V9VNtjTBq27gBNdMkmMWfzllmyyf3EkvYibicO6ZrakZkjk28v0CgstpXIAqib78hjicGw/640?wx_fmt=gif" data-width="100%" style="display: block; vertical-align: bottom; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 30px; height: auto !important;"></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 16px; color: rgb(239, 35, 20); letter-spacing: 2px; margin-right: 8px; margin-left: 8px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(255, 255, 255); font-size: 20px; text-align: justify; background-color: rgb(15, 76, 129);">与金融产品相比，优势明显</strong></strong></p></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 30px; transform: rotateY(180deg);"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/bL2iaicTYdZn6KPOMAfyC8V9VNtjTBq27gBNdMkmMWfzllmyyf3EkvYibicO6ZrakZkjk28v0CgstpXIAqib78hjicGw/640?wx_fmt=gif" data-width="100%" style="display: block; vertical-align: bottom; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 30px; height: auto !important;"></section></section></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 1px solid rgb(239, 35, 20); border-radius: 10px; padding: 25px 15px 15px; margin-top: -20px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; color: rgb(239, 35, 20);"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 个人养老金资金账户里的资金，可以自主选择购买符合规定的储蓄存款、理财产品、商业养老保险、公募基金等个人养老金产品。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 跟普通商业养老保险或存银行相比，个人养老金有以下优势：</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 一是可以<span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(25, 100, 165);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">享受税收优惠</strong></span>。在缴费环节，向个人养老金资金账户的缴费，按照12000元/年的限额标准，在综合所得或经营所得中据实扣除。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 二是比较方便，参加人可以<span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(25, 100, 165);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">使用一个资金账户购买多类个人养老金产品</strong></span>。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 三是个人养老金产品具备<span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(25, 100, 165);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">运作安全、成熟稳定、标的规范、侧重长期保值</strong></span>等特征。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 四是<span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(25, 100, 165);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">领取条件明确</strong></span>，能够切实实现补充养老功能。</span></p></section></section></section></section></section></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; margin-top: 10px; margin-bottom: 10px; line-height: 0;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; vertical-align: middle; display: inline-block; line-height: 0; width: 252px; height: auto;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_png/MdUGXav450FTicf2Yl5uY334O2oTCia6PjpHoCKAgyOTFZicrcWrMSKGOZsIXQwribzibS5fHlIgPBCxvlfb8LNicPtg/640?wx_fmt=png" data-type="png" width="272" height="181" style="display: inline-block; vertical-align: middle; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; height: 181px; width: 272px;"></p></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; margin-top: 10px; margin-bottom: 10px; line-height: 0;"><section class="_editor" data-support="96编辑器" data-style-id="43083" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; height: 43px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; display: inline-block; background-color: rgb(254, 254, 254);"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: flex; justify-content: center; align-items: center;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 30px;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/bL2iaicTYdZn6KPOMAfyC8V9VNtjTBq27gBNdMkmMWfzllmyyf3EkvYibicO6ZrakZkjk28v0CgstpXIAqib78hjicGw/640?wx_fmt=gif" data-width="100%" style="display: block; vertical-align: bottom; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 26.4688px; height: auto !important;"></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 16px; color: rgb(239, 35, 20); letter-spacing: 2px; margin-right: 8px; margin-left: 8px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(255, 255, 255); font-size: 20px; text-align: justify; background-color: rgb(15, 76, 129);">通过制度保障，实现补充养老功能</strong></strong></p></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 30px; transform: rotateY(180deg);"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/bL2iaicTYdZn6KPOMAfyC8V9VNtjTBq27gBNdMkmMWfzllmyyf3EkvYibicO6ZrakZkjk28v0CgstpXIAqib78hjicGw/640?wx_fmt=gif" data-width="100%" style="display: block; vertical-align: bottom; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 26.4688px; height: auto !important;"></section></section></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 1px solid rgb(239, 35, 20); border-radius: 10px; padding: 25px 15px 15px; margin-top: -20px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; color: rgb(239, 35, 20);"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 根据规定，参加人达到领取基本养老金年龄、完全丧失劳动能力、出国（境）定居，或者国家规定的其他情形，可以领取个人养老金。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 不少人认为，个人养老金不能提前支取，账户资金流动性差。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: justify; background-color: rgba(62, 62, 62, 0.04);"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 其实，换个角度看，在缴费阶段只进不出，<span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(25, 100, 165);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">个人缴费和投资收益都在账户里滚存</strong></span>，到达领取基本养老金年龄等条件时再领取，<span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(25, 100, 165);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">有利于切实实现补充养老功能</strong></span><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 15px; color: rgb(54, 52, 52);">。</span></span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"></p></section></section></section></section><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></section><section powered-by="xiumi.us" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; margin-top: 10px; margin-bottom: 10px; line-height: 0;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; vertical-align: middle; display: inline-block; line-height: 0; width: 144px; height: auto;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/MdUGXav450FTicf2Yl5uY334O2oTCia6PjkBJV6WX5icTic9iaAF0ftx126A95325CicOAGcehAnv2vsf9esbBor755g/640?wx_fmt=gif" data-type="gif" width="143" height="143" style="display: inline-block; vertical-align: middle; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; height: 143px; width: 143px;"></section></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 17px; text-align: start; margin-top: 20px; margin-bottom: 20px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; line-height: 1.8; padding-right: 10px; padding-left: 10px; text-align: center;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;">最后提醒大家：</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(25, 100, 165);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">开户很便捷，投资需谨慎！</strong></span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(25, 100, 165);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">请选择符合规定的渠道！</strong></span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;">认准<strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">国家社会保险公共服务平台、</strong><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">全国人力资源和社会保障</strong><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">政务服务平台、</strong><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">电子社保卡</strong>以及<strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">金融行业平台</strong>公布的正规产品哦</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_jpg/MdUGXav450FTicf2Yl5uY334O2oTCia6PjpV3rYUZRAiaxTMwcJeRN0q4zH9trSE5ib7czVS4521aCsh8URZfHuNFg/640?wx_fmt=jpeg" data-type="jpeg" style="display: inline-block; vertical-align: middle; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 340px; height: auto !important;"></p></section></section></section></section><section powered-by="xiumi.us" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; margin-top: 0.5em; margin-bottom: 0.5em;"></section>
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