个人养老金知识帖来啦，一文说清！
<div><section class="_editor" data-support="96编辑器" data-style-id="44134" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 1px dashed rgb(61, 139, 255); border-radius: 8px; padding: 20px; margin-right: 5px; margin-left: 5px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; letter-spacing: 2px; line-height: 1.75;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; letter-spacing: 1px; text-align: justify; text-indent: 34px;"><font size="4" face="微软雅黑" style="" color="#000000">2022年11月25日，人力资源社会保障部会同财政部、国家税务总局印发《关于公布个人养老金先行城市的通知》。个人养老金制度在36个先行城市（地区）启动实施，首月开户超1700万户。</font></span></p></section></section></section></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; text-align: center;"><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; line-height: 2; letter-spacing: 1px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;">参加个人养老金有什么好处？</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;">能缴多少？</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;">如何领取？</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;">这份知识帖快收好！</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;"><br></p></section><section powered-by="xiumi.us" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px; line-height: 0;"><b style=""><font face="微软雅黑" style="" color="#ff0000" size="5">个人养老金是什么</font></b></section><section powered-by="xiumi.us" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; margin-top: 10px; margin-bottom: 10px; line-height: 0;"><span style="letter-spacing: 1px;"><br></span></section><section powered-by="xiumi.us" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; margin-top: 10px; margin-bottom: 10px; line-height: 0;"><span style="letter-spacing: 1px;">每个人在年轻的时候</span></section><section class="_editor" data-support="96编辑器" data-style-id="44649" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><p style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; letter-spacing: 1px;">都会提前规划自己的未来</span></p><p style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; letter-spacing: 1px;">养老作为社会关注的热点问题</span></p><p style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; letter-spacing: 1px;">更关乎大家的切身利益</span></p><p style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; letter-spacing: 1px;">因此，个人养老金制度应运而生</span></p><p style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="color: rgb(68, 68, 68); font-family: Tahoma, Helvetica, SimSun, sans-serif, Hei; text-align: start;">https://pic.app.0715.cn/forum/20230427151504front1_1_3337887_lgJzoAoP3Zvp_apb8aUce30ATS_q.mp4?413</span></p><p style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="color: rgb(68, 68, 68); font-family: Tahoma, Helvetica, SimSun, sans-serif, Hei; text-align: start;"><br></span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="max-width: 100%; box-sizing: border-box; list-style: revert;"><font face="微软雅黑" size="5" color="#ff0000"><b>我国养老保险体系主要有三大支柱</b></font></span></p></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 20px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; line-height: 2;"><section class="_editor" data-support="96编辑器" data-style-id="44386" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section class="_li" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; letter-spacing: 1px; max-width: 100%; box-sizing: border-box; list-style: revert; border-left: 1px solid rgb(163, 210, 239); padding: 20px 10px 10px 20px; margin-left: 10px; margin-top: 7px; margin-bottom: 7px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; letter-spacing: 2px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; line-height: normal;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 17px;">第一支柱是基本养老保险</span></strong></p></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; margin-top: 17px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; line-height: normal;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;">包括城镇职工基本养老保险和城乡居民基本养老保险，采取社会统筹与个人账户相结合的模式，立足于保基本，体现社会共济，制度体系已相对完备。</span></p></section></section><section class="_li" style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; letter-spacing: 1px; max-width: 100%; box-sizing: border-box; list-style: revert;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border-left: 1px solid rgb(163, 210, 239); padding: 20px 10px 10px 20px; margin-left: 10px; margin-top: 7px; margin-bottom: 7px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; letter-spacing: 2px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; line-height: normal;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 17px;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">第二支柱是企业年金和职业年金</strong></span></p></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; margin-top: 17px;"><p style="text-align: left; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;">由用人单位及其职工建立，主要发挥补充作用，已经有良好发展基础。</span></p></section></section></section></section></section></section><section class="_editor" data-support="96编辑器" data-style-id="44386" style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; letter-spacing: 1px; max-width: 100%; box-sizing: border-box; list-style: revert;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section class="_li" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border-left: 1px solid rgb(163, 210, 239); padding: 20px 10px 10px 20px; margin-left: 10px; margin-top: 7px; margin-bottom: 7px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; letter-spacing: 2px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; line-height: normal;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 17px;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">第三支柱为个人储蓄性养老保险和商业养老保险</strong></span></p></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; margin-top: 17px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; line-height: normal;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;">个人养老金就属于国家第三支柱的制度性安排，是第三支柱的重要组成部分。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; line-height: normal;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"><br></span></p></section></section></section></section></section></section></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; vertical-align: middle; display: inline-block; line-height: 0; width: 216px; height: auto;"><font color="#ff0000"><b><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><font face="微软雅黑" size="5" style="">个人养老金</font></p></b></font></section><section class="_editor" data-support="96编辑器" data-style-id="44134" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: flex; justify-content: space-between; align-items: center; margin-bottom: -15px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 35px;"><br></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 35px; transform: rotateY(180deg);"><br></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 1px dashed rgb(61, 139, 255); border-radius: 8px; padding: 20px; margin-right: 5px; margin-left: 5px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; color: rgb(94, 162, 210);"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em;">是指<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(79, 109, 155);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">政府政策支持、个人自愿参加、市场化运营、实现养老保险补充功能</strong></span>的制度。</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em;">个人养老金<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(79, 109, 155);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">实行个人账户制，缴费完全由参加人个人承担</strong></span>，自主选择购买符合规定的储蓄存款、理财产品、商业养老保险、公募基金等金融产品（以下统称个人养老金产品），实行完全积累，按照国家有关规定享受税收优惠政策。</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em;">简单来说，参加个人养老金是在享受国家强制实施的基本养老保险待遇的基础上，<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(221, 82, 44);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">增加的补充养老保障渠道</strong></span>，对参保人来说是<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(221, 82, 44);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">多了一份养老收入</strong></span>。</p></section></section></section></section><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="max-width: 100%; box-sizing: border-box; list-style: revert;"><font face="微软雅黑" size="4" color="#ff0000"><b>参加个人养老金有什么好处？</b></font></span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="max-width: 100%; box-sizing: border-box; list-style: revert;"><font face="微软雅黑" size="4" color="#ff0000"><b>谁能参加？</b></font></span></p><section class="_editor" data-support="96编辑器" data-style-id="44649" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="color: rgb(68, 68, 68); font-family: Tahoma, Helvetica, SimSun, sans-serif, Hei; text-align: start;">https://pic.app.0715.cn/forum/20230427151513front1_1_3337887_ltAejXli2FjLLJSn5jMqy4qLwsCd.mp4?715</span></p></section><p powered-by="xiumi.us" style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: inline-block; width: auto; vertical-align: top; min-width: 10%; flex: 0 0 auto; height: auto; align-self: flex-start;"><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 5px; margin-bottom: 5px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; padding-right: 20px; padding-left: 20px; text-align: justify;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="max-width: 100%; box-sizing: border-box; list-style: revert;"><font face="微软雅黑" size="5" color="#ff0000"><b>好处主要有三点</b></font></span></p></section></section></section><section class="_editor" data-support="96编辑器" data-style-id="44386" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section class="_li" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border-left: 1px solid rgb(163, 210, 239); padding: 20px 10px 10px 20px; margin-left: 10px; margin-top: 7px; margin-bottom: 7px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; letter-spacing: 2px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">1</strong></p></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; margin-top: 17px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px; letter-spacing: 1px; text-align: justify;">在基本养老保险的基础上，再增加一份积累，退休后再多一份收入</span></p></section></section><section class="_li" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border-left: 1px solid rgb(163, 210, 239); padding: 20px 10px 10px 20px; margin-left: 10px; margin-top: 7px; margin-bottom: 7px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; letter-spacing: 2px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">2</strong></p></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; margin-top: 17px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px; letter-spacing: 1px; text-align: justify;">可以帮助个人理性规划养老资金</span>。</p></section></section></section></section></section></section><section class="_editor" data-support="96编辑器" data-style-id="44386" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section class="_li" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border-left: 1px solid rgb(163, 210, 239); padding: 20px 10px 10px 20px; margin-left: 10px; margin-top: 7px; margin-bottom: 7px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; letter-spacing: 2px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">3</strong></p></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; margin-top: 17px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px; letter-spacing: 1px; text-align: justify;">可以享受税收优惠政策</span></p></section></section></section></section></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; margin-bottom: 10px; line-height: 0;"><br></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; margin-bottom: 10px; line-height: 0;"><section class="_editor" data-support="96编辑器" data-style-id="44134" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: flex; justify-content: space-between; align-items: center; margin-bottom: -15px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 35px;"><br></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 35px; transform: rotateY(180deg);"><br></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 1px dashed rgb(61, 139, 255); border-radius: 8px; padding: 20px; margin-right: 5px; margin-left: 5px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; color: rgb(94, 162, 210);"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;">《关于推动个人养老金发展的意见》规定，个人养老金制度的参加范围是<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(79, 109, 155);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">参加城镇职工基本养老保险或城乡居民基本养老保险的劳动者</strong></span>。已参加城镇职工基本养老保险或城乡居民基本养老保险，且尚未达到基本养老保险待遇领取条件的人员，可以参加个人养老金制度。<br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;">退休人员已领取基本养老保险待遇，不再参加个人养老金制度。</p></section></section></section></section></section><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert;"><font face="微软雅黑" style="" size="5" color="#ff0000">个人养老金如何开户及缴费</font></span></strong></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; line-height: normal;"><span style="color: rgb(68, 68, 68); font-family: Tahoma, Helvetica, SimSun, sans-serif, Hei; text-align: start;">https://pic.app.0715.cn/forum/20230427151522front1_1_3337887_lkPxy5QuZsWBEsMqs-DA8e0jCkXU.mp4?562</span><br style="color: rgb(68, 68, 68); font-family: Tahoma, Helvetica, SimSun, sans-serif, Hei; text-align: start;"></p><section class="_editor" data-support="96编辑器" data-style-id="44134" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: flex; justify-content: space-between; align-items: center; margin-bottom: -15px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 35px;"><br></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 35px; transform: rotateY(180deg);"><br></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 1px dashed rgb(61, 139, 255); border-radius: 8px; padding: 20px; margin-right: 5px; margin-left: 5px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; color: rgb(94, 162, 210);"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;">参加人参加个人养老金，应当通过<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(79, 109, 155);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">国家社会保险公共服务平台、全国人力资源和社会保障政务服务平台、电子社保卡、掌上12333APP等全国统一线上服务入口或者商业银行渠道</strong></span>，在信息平台开立<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(221, 82, 44);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">个人养老金账户</strong></span>。个人养老金账户用于登记和管理个人身份信息，并与基本养老保险关系关联，记录个人养老金缴费、投资、领取、抵扣和缴纳个人所得税等信息，是参加人参加个人养老金、享受税收优惠政策的基础。</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;">之后，<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(79, 109, 155);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">选择一家符合规定的商业银行开立或者指定本人唯一的<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(221, 82, 44);">个人养老金资金账户</span></strong></span>（也可以通过其他符合规定的个人养老金产品销售机构指定）。个人养老金资金账户作为特殊专用资金账户，与个人养老金账户绑定，为参加人提供资金缴存、缴费额度登记、个人养老金产品投资、个人养老金支付、个人所得税税款支付、资金与相关权益信息查询等服务。</p></section></section></section></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; line-height: 0;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; vertical-align: middle; display: inline-block; width: 216px; height: auto; line-height: normal;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_png/MdUGXav450HbU3t74vSoweSmibSGgtaAAD403bR0GDSvkeRVMZUDN4XgrR4icTPaeTic7ZTn1YOZIZXKjAKL7qUyQ/640?wx_fmt=png" data-type="png" width="236" height="212" style="display: inline-block; vertical-align: middle; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; height: 212px; width: 236px;"></p><section class="_editor" data-support="96编辑器" data-style-id="44134" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: flex; justify-content: space-between; align-items: center; margin-bottom: -15px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 35px;"><br></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 35px; transform: rotateY(180deg);"><br></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 1px dashed rgb(61, 139, 255); border-radius: 8px; padding: 20px; margin-right: 5px; margin-left: 5px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; color: rgb(94, 162, 210);"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;">参加人<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(221, 82, 44);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">每年</strong></span>缴纳个人养老金额度<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(221, 82, 44);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">上限为12000元</strong></span>，参加人每年缴费不得超过该缴费额度上限。人力资源社会保障部、财政部根据经济社会发展水平、多层次养老保险体系发展情况等因素适时调整缴费额度上限。</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;">参加人可以<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(79, 109, 155);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">按月、分次或者按年度</strong></span>缴费，缴费额度按自然年度累计，次年重新计算。<br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 个人养老金资金账户里的资金，可以自主选择购买符合规定的储蓄存款、理财产品、商业养老保险、公募基金等个人养老金产品。</span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px;"> 与一般金融产品相比，个人养老金产品具备运作安全、成熟稳定、标的规范、侧重长期保值四个属性，从而更好保障退休人员的生活。</span></p></section></section></section></section></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; line-height: 2; padding-right: 20px; padding-left: 20px;"><p style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; letter-spacing: 1px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-indent: 2.125em; line-height: normal;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><b><font color="#ff0000"><span style="max-width: 100%; box-sizing: border-box; list-style: revert;"><font face="微软雅黑" size="5">个人养老金如何领取？</font></span><span style="font-family: 微软雅黑; font-size: x-large;">可以抵扣多少个税？</span></font></b></p></section><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; line-height: normal;"><span style="color: rgb(68, 68, 68); font-family: Tahoma, Helvetica, SimSun, sans-serif, Hei; text-align: start;">https://pic.app.0715.cn/forum/20230427151527front1_1_3337887_lrLxaGw0tXdY52mNF9tTl9S6yM2z.mp4?554</span></p><section class="_editor" data-support="96编辑器" data-style-id="44134" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; color: rgb(62, 62, 62);"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; display: flex; justify-content: space-between; align-items: center; margin-bottom: -15px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 35px;"><br></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 35px; transform: rotateY(180deg);"><br></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 1px dashed rgb(61, 139, 255); border-radius: 8px; padding: 20px; margin-right: 5px; margin-left: 5px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; color: rgb(94, 162, 210);"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;">个人养老金资金账户封闭运行，参加人达到以下任一条件的，可以按月、分次或者一次性领取个人养老金。</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;">（一）达到领取基本养老金年龄；</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;">（二）完全丧失劳动能力；</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;">（三）出国（境）定居；</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;">（四）国家规定的其他情形。</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 2.125em; line-height: normal;">参加人领取个人养老金时，商业银行会通过信息平台检验参加人的领取资格，并将资金划转至参加人本人社会保障卡银行账户。</p></section></section></section></section><section class="_editor" data-support="96编辑器" data-style-id="44386" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section class="_li" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border-left: 1px solid rgb(163, 210, 239); padding: 20px 10px 10px 20px; margin-left: 10px; margin-top: 7px; margin-bottom: 7px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><p style="text-align: center; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em;"><span style="max-width: 100%; box-sizing: border-box; list-style: revert;"><span style="max-width: 100%; box-sizing: border-box; list-style: revert; text-align: justify; letter-spacing: 2px;"><font face="微软雅黑" size="5" color="#ff0000"><b style="">个人养老金采取递延纳税优惠</b></font></span></span></p><p style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; letter-spacing: 2px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; text-align: justify;">在缴费环节</strong></strong></p></section><section class="" style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; margin-top: 17px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 34px;">个人向个人养老金资金账户的缴费，按照12000元/年的限额标准，在综合所得或经营所得中据实扣除</span></p></section></section><section class="_li" style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; max-width: 100%; box-sizing: border-box; list-style: revert;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border-left: 1px solid rgb(163, 210, 239); padding: 20px 10px 10px 20px; margin-left: 10px; margin-top: 7px; margin-bottom: 7px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; letter-spacing: 2px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; text-align: justify;">在投资环节</strong></strong></p></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; margin-top: 17px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 34px;">计入个人养老金资金账户的投资收益暂不征收个人所得税</span></p></section></section></section></section></section></section><section class="_editor" data-support="96编辑器" data-style-id="44386" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section class="_li" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border-left: 1px solid rgb(163, 210, 239); padding: 20px 10px 10px 20px; margin-left: 10px; margin-top: 7px; margin-bottom: 7px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; letter-spacing: 2px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; text-align: justify;">在领取环节</strong></strong></p></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 14px; letter-spacing: 2px; line-height: 1.75; margin-top: 17px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; font-size: 16px; letter-spacing: 1px; text-align: justify; text-indent: 34px;">个人领取的个人养老金，按照3%的税率计算缴纳个人所得税</span></p></section></section></section></section></section><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-bottom: 20px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; line-height: 2; letter-spacing: 1px;"><section class="_editor" data-support="96编辑器" data-style-id="44134" style="max-width: 100%; box-sizing: border-box; list-style: revert;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; margin-top: 10px; margin-bottom: 10px;"><section style="color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; max-width: 100%; box-sizing: border-box; list-style: revert; display: flex; justify-content: space-between; align-items: center; margin-bottom: -15px;"><section style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 35px;"><br></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; width: 35px; transform: rotateY(180deg);"><br></section></section><section style="max-width: 100%; box-sizing: border-box; list-style: revert; border: 1px dashed rgb(61, 139, 255); border-radius: 8px; padding: 20px; margin-right: 5px; margin-left: 5px;"><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; letter-spacing: 2px; line-height: 1.75;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; line-height: normal;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert;"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; letter-spacing: 1px;"><span style="letter-spacing: normal; text-align: center;"><font face="微软雅黑" style="" size="5" color="#ff0000">参加个人养老金，这样办</font></span></strong></span></p><p style="color: rgb(94, 162, 210); font-size: 14px; font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; text-align: left; line-height: normal;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(255, 76, 65);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 16px; letter-spacing: 1px;"> 参加人通过以下六个步骤可完成相关操作：</strong><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 16px; color: rgb(221, 82, 44); text-align: justify;">个人账户开户、资金账户开户、账户缴费、税收优惠、购买产品、领取资金。</strong><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; font-size: 16px; color: rgb(221, 82, 44); text-align: justify;"></strong></span><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(221, 82, 44); font-size: 16px; text-align: justify;"></strong></p></section></section></section></section></section></section><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; line-height: normal;"><span style="color: rgb(68, 68, 68); font-family: Tahoma, Helvetica, SimSun, sans-serif, Hei; text-align: start;">https://pic.app.0715.cn/forum/20230427151534front1_1_3337887_lrTE56RI6TWpc-Zz8NACnjoqbIm8.mp4?441</span></p><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; vertical-align: middle; display: inline-block; line-height: 0; width: 118.797px; height: auto;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_gif/MdUGXav450HbU3t74vSoweSmibSGgtaAAZztiaUibqwuCaiaQXymOkZRdEnyjSbcueGMBkDWhU1OpZTbExUwJT0d7g/640?wx_fmt=gif" data-type="gif" style="display: inline-block; vertical-align: middle; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 118.797px; height: auto !important;"></section><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif;"><br style="max-width: 100%; box-sizing: border-box; list-style: revert;"></p><section powered-by="xiumi.us" class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; line-height: 2; letter-spacing: 1px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;">看到这儿</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;">你是不是也心动了？</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;">最后给大家提个醒</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;">开户很便捷，投资需谨慎！</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;">请选择符合规定的渠道！</p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;">认准<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(79, 109, 155);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">国家社会保险公共服务平台、</strong></span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;"><span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(79, 109, 155);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">全国人力资源和社会保障政务服务平台、</strong></span><strong style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(79, 109, 155);">电子社保卡</strong></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; max-width: 100%; list-style: revert; clear: both; min-height: 1em; line-height: normal;">以及<span style="box-sizing: border-box; max-width: 100%; list-style: revert; color: rgb(79, 109, 155);"><strong style="max-width: 100%; box-sizing: border-box; list-style: revert;">金融行业平台</strong></span>公布的正规产品哦！</p></section><section class="" style="max-width: 100%; box-sizing: border-box; list-style: revert; color: rgb(62, 62, 62); font-family: "Microsoft YaHei", -apple-system-font, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", sans-serif; vertical-align: middle; display: inline-block; line-height: 0;"><img src="http://newcdn.96weixin.com/mmbiz.qlogo.cn/mmbiz_jpg/MdUGXav450HbU3t74vSoweSmibSGgtaAA1icZwDm77ZlkQt0HRFKuiaK932HNUHV0Hwnd5fib2JoO7ekucApAicEpvw/640?wx_fmt=jpeg" data-type="jpeg" style="display: inline-block; vertical-align: middle; border: 0px none; max-width: 100%; box-sizing: border-box; list-style: revert; width: 360px; height: auto !important;"></section></section></div> 安坤 发表于 2023-5-1 15:31后面没有多少人交了会怎么样?
崩盘呗 介绍得好 没达到退休年龄嗝屁了，还能要回钱吗？ 就是把钱放在国家平台理财？一直到退休才能把钱领回 赤脚泥匠 发表于 2023-4-27 17:54
没达到退休年龄嗝屁了，还能要回钱吗？
可以要回个人缴纳的 头痛 赤脚泥匠 发表于 2023-4-27 17:54
没达到退休年龄嗝屁了，还能要回钱吗？
后面没有多少人交了会怎么样? 自己交的一部分钱，你的下一代可以给你取出来 weiweiwei1 发表于 2023-5-11 22:21
崩盘呗
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